7 Strategies to Get a Job

Get that Job!

Get That Job!  7 Strategies to Boost Your Odds

Hundreds of thousands of students will soon graduate from high schools and colleges across the nation and will seek either summer or full-time jobs.  It’s no secret that the job market continues to be very tight, especially for first-time job seekers.  In many cases, you’ll have only one shot at making a great impression.  Here are seven tips to get you noticed:

  1. Be early.  Expect the unexpected to happen and make sure you arrive early for your interview.  The last thing you’ll want is to start the interview with an explanation about how a traffic jam caused you to be late.  Action plan:  Plan to arrive thirty minutes early.  Wait in the parking lot so as to time your arrival five minutes early.  Use the time to focus on the key points you want to cover in the interview.
  2. Control your image.  Recognize that your very first impression will be visual so a neatly groomed and well-dressed appearance will make a difference.  I realize that crazy hair, facial hair (men only!) and body piercings may still be ‘cool’, but cool isn’t what most employers are looking for.  As old fashioned as it may sound, most employers are still looking for the All-American man or lady.  Action plan: Take a long look in the mirror before heading out on your interview and make sure your overall appearance is congruent with the job you are seeking.  Also be sure to review your Facebook page (and Twitter, Instagram).  You’d be surprised how many potential employers will review it to get a sense of who you are.  Pictures of you at the beach partying hard with your friends might not be the image you want for your employer!
  3. Research the company.  It’s never been easier to learn about the company you are interviewing.  Most companies have some Internet presence through either a company web site or Internet articles.  Action plan:  Develop three to five key points about the company about which you can discuss during the interview, particularly if you can relate to how you can positively impact the company through your job.
  4. Focus on the opportunity.  Too many job seekers focus on what the company can do for them versus how their skills can benefit the company.  Avoid initiating conversations about salary, vacation time or perks and instead focus your comments on how your skills can help the company achieve its goals as well as the opportunity you see for yourself in the company.  Action plan:  To the extent you can get the interviewer talking by asking both good questions and good follow-up questions, you’ll stand out from the pack.  Most people prefer to talk rather than listen so ask the interviewer to describe the job responsibilities; follow with a ‘drill-down’ question like, “Describe the typical workday or work week”.  Do your best to engage the interviewer in a conversation versus you simply responding to his or her questions.
  5. Exude confidence.  People want to work with people who are fun, relaxed, and confident in the way they deal with others.  You can help build your confidence by being prepared for the interview by following the tips in this article.  Also, the more you interview, the easier it will become.  Action plan:  Make a list of at least a dozen companies where you might be interested in working.  Interview first with companies you are least interested in working for and save your best prospects for the end.  Consider your initial interviews as ‘practice’ for your later interviews.  Your goal is to become a master at the interview process.  And don’t be surprised if one of your early interviews is with a company you love and hires you!
  6. Be prepared to promote yourself.  No one’s going to blow your horn for you so you’ll need to be prepared to discuss your unique skills for this job.  Action plan:  Think of two to three personal characteristics that make you a great choice for the job and be prepared to weave them into the conversation.
  7. Say, “Thank You”, in writing.  Most job seekers simply move to the next interview without so much as a thank you to the interviewer for their time.  Others do send a thank you note but rarely is that note handwritten.  Action plan:  Be a standout by writing a hand-written note of thanks to the interviewer on custom stationary.  This assumes you have good penmanship; otherwise it should be a typed note on fine stationary.  Be sure you include something specific that impressed you during the interview.

My partner and our Director of Operations, Greg Weyandt, CPA, says that what employers are looking for is the ‘Wow!’ factor…that something that makes you stand out among all the interviews.  It could be exceptional maturity, being very prepared, asking great questions, being very at-ease during the interview all while focused on communicating that you want that job! 

Stewart H. Welch, III, CFP®, AEP, is the founder of THE WELCH GROUP, LLC, which specializes in providing fee-only investment management and financial advice to families throughout the United States.  He is the co-author of J.K. Lasser’s New Rules for Estate, Retirement and Tax Planning (John Wiley & Sons, Inc.) and THINK Like a Self-Made Millionaire. Visit his Web Site www.welchgroup.com.  Consult your financial advisor before acting on comments in this article.

Ultimate Fitness Quest 2016

Anatomy of a Goal … Revisited

Ultimate Fitness Quest 2016Ultimate Fitness Quest Final Report:  “Anatomy of a Goal, Revisited”.  Most highly successful people are very goal oriented so I wanted to set a personal goal and have readers follow my progress so they could see one in live practice.  On April 4th, I launched the Ultimate Fitness Quest 30-Day Challenge where I set a goal to lose 15 pounds of body fat in thirty days.  I outlined my ‘action plan’ and posted what I ate and how I exercised each day on Facebook.  Several hundred people joined our group and many launched a fitness quest of their own.  Over the thirty days I lost thirteen pounds and one and a half inches at my waist.  I fell two pounds (and one-half inch) short of my thirty-day goal…so should I consider this a success or a failure?  The answer provides a good lesson in goal setting.  Too often we are too hard on ourselves when setting and measuring results of our goals and my experience is that goals often take longer than you think.  I say I was successful because I made substantial progress towards my goal and I don’t intend to give up.  I’ll keep going until I lose the entire fifteen pounds.  In fact, my success has inspired me to go further and I plan to lose even more body fat while also focusing on gaining muscle and tone.  Whatever your goal is, what is most important is that you have a clear vision of the results you want to achieve; develop and execute an action plan; monitor your progress and make adjustments as dictated by your results; and don’t give up until you reach your pre-determined destination.


Your Goals for 2016

Your Goals for 2016

Take a moment to reflect on this past year. What are some accomplishments that make you feel particularly happy? Are there areas that you feel you could have done much better if you’d given them more focus? Michelangelo famously said, “The greater danger for most of us lies not in setting our aim too high and falling short; but in setting our aim too low, and achieving our mark.” My personal observation is that far too many people set their goals too low or they don’t have goals at all! Without goals, your destiny is left to the wind…to be blown this way and that by other people…often people who do have goals.

If you’ve never set goals before, here’s a simple guide:

  • Write it down. A goal unwritten is little more than a dream. By writing it down, you create a ‘connection’ between your brain and the world around you. I think you’ll be surprised at how the world will bend over backwards to help you. Keep it simple: I use one index card for each goal.
  • Be specific. Fuzzy goals equal fuzzy outcomes. Be specific about what you want and when you want it. The best test of this is to have someone read your goal. If they are clear about what you want and when, then you likely have a well written goal.
  • Review them often. My index cards of goals rest on my office desk where I see them daily. As you review them, think of ‘why’ each goal is important to you. If you have a great ‘why’, you’ll find the ‘how’ becomes much easier.
  • Go bite size. With some goals, you can just go do them (spring clean your closet), but most require a series of steps (buying a home) or setting and completing routines (exercise). Break the bigger goals down into smaller parts…pieces that are easy to accomplish one at a time. At the beginning of each week, develop a short list of actions you can take this week that will move you towards one or more of your goals…then get it done.
  • Get leverage on yourself. One of the best ways to increase your odds of success is to solicit the help of an ‘accountability partner’, someone who you share your goals with and who agrees to hold you accountable for taking the action necessary to succeed. Ideally this is someone who also has goals with you as his or her accountability partner. Make a habit of checking in weekly for progress reports.
  • Celebrate. Most goals are marathons, not sprints. Learn to celebrate as you achieve certain ‘goal posts’ along the way. It will make the process much more fun.

Easy versus stretch goals

I like to divide my goals between what I call easy versus stretch goals. An easy goal is one that you know you can do, you just need to identify it and do it. For example, one of my easy goals is to reclaim my office space. After years of storing my tax files, my CPA finally decided it was time to ‘reclaim his office’ and deliver all my files to me! Now my office if full of files and it’s my turn. They require a little bit of organization and a place to go. Not hard…an ‘easy’ goal. A stretch goal is one that you expect to be a challenge to accomplish. It’s doable but will take a lot of effort, planning and discipline. One of my stretch goals for this year is to lose fifteen pounds of body fat. I’ve always paid attention to my nutrition and exercise but even small inconsistencies in good habits catch up with you over time. Now’s the time. I plan to launch this goal in a few weeks…giving me some time to get organized and hoping that at least a few of you will join me on a fitness quest of your own. I’ll pull together a group of experts, (nutritionist, physician, and personal trainer) to advise me (and you) and I’ll set up a Twitter account and web site so everyone who wishes to participate, has the basic tools you need as well as a group of accountability partners. I’ll keep you posted on my progress in my weekly column and via Twitter. Typically, I set two to three stretch goals and half a dozen easy goals.

Why financial goals matter. I realize that a lot of people feel that setting goals has gone the way of the rotary dial telephone. However, my experience is that people who don’t have goals also most often don’t have a lot of money. I wonder if there’s a connection?


Holiday Giving without Breaking the Bank!

Low Cost Holiday Gift Ideas

It’s easy to spend a small fortune giving gifts over the upcoming holidays even if you find great deals on sale.  Last week, I asked readers to share their best low-cost gift giving ideas, and here are some of my favorites:

  • Bake and Freeze. My mom always made biscuits at least 2-3 times per week. Several years ago she made the comment that she wasn’t able to make them anymore. The biscuit board was too heavy. It took more effort and stamina than she had. It made my heart sad to hear it. For the last several Christmases, I have made homemade biscuits for her to keep in her freezer. She was able to take out and enjoy however many she needed. I did the same with cornbread. This was a gift, from the heart, that she always enjoyed. Sometimes gifts aren’t about the money spent; but about meeting the needs of others and giving from the heart.  Donna B.
  • Personal Gift Card. Make up an original and clever gift card that offer 1-2 hours of personal service.  Use your imagination for the services you’d offer but here are some to get you started: Cut the grass; rake leaves; buy groceries (labor not cash); drive car pool for a week; walk the dog for a week; wash dishes for a week (family gift); do laundry for a week (family gift); wash car.  Don T.
  • Use Travel Points. If you travel a lot, the hotel chain you use will give you points, which can be redeemed for several items — INCLUDING gift cards.  You are likely being reimbursed on your expense account for the rooms anyway, so your cost is ZERO.  Redeem points for gift cards.  A stack of $50 gift cards will allow you to complete your “shopping” from your computer, let everyone on your list shop for something they REALLY want, and you are now the “favorite uncle.”   Perry G.
  • DIY Picture Frames. If you are a crafty individual there are plenty of tutorials on how to make picture frames. That is usually a go to of mine. That way it is homemade. You can’t beat something built with you in mind!
  • BOGO Grocery Shop. Treat co-workers, teacher, etc. with doughnuts or bagels for a breakfast treat when your local grocery store has a buy one get one free (BOGO) deal going on.  Kelly D.
  • Gift Family Heirlooms. People in my family have always given special heirlooms on Christmas. My grandmother gives each of the girls in the family a piece of jewelry she already has. It makes her happy to see us enjoy something that meant a lot to her. My mother has copied cherished family photos and given them as gifts to us, so that we can have those memories in our own home. (An example is a picture of my grandparents at age 17 and 18, a few months after they were married).  Callie J.
  • Personal Services (revisited). Offer to babysit so the parents can enjoy a night out without worrying about their children.  Wash their car…this is a job most people do not enjoy doing!  Run errands for people who are short on time.  Ramona B.
  • Give Time with Friends. Instead of buying gifts, spend time together with friends or family volunteering for a charity. There are plenty of opportunities and giving back will help you appreciate what the holiday season is really about.  Maggie E.
  • Make your own ornaments: Crafting stores usually have plain, clear glass or plastic ornaments which are fairly inexpensive.  You can paint or even “stuff” the ornament ball with old pictures, a quote, glitter, or something specific to the person you are gifting to and create a one of a kind ornament for them.   Andrea M.

All Great Ideas!  If you have a group of money-saving-oriented friends that typically exchange gifts, consider declaring this season a ‘re-gift’ season.    Agree to gift something of a certain estimated value that you own as a re-gift.  Be careful it’s not something they gave you!


Five Tips for Budgeting for Holiday Gifts

Holiday Money-Saving Tips

This past weekend, I dropped in at a retailer and they were playing Christmas music!  The holiday season seems to begin just a bit earlier each year but it is a good reminder of how important it is to have a holiday spending plan in place so that you don’t start the new year in a financial hole.  Coming up with holiday gifts for the people you care about doesn’t have to cost you a fortune.  You just need to be creative.

Here are four tips you can use to budget for holiday gift giving:

  1. Set a goal. Let’s start with your number one overarching goal: Create no new debt!  The last thing you want to do is to start 2016 with credit card charges you can’t pay off in full.  Take a moment to review your current financial situation and set a ‘dollar amount’ goal.  How much can you afford to spend (paying cash) this holiday season?  It’s ok to use credit cards as long as you have the cash to pay off the new purchases in full once the bill arrives.
  2. Start saving now. Hopefully, you’ve already saved up some money for gift-giving this holiday season but you still have a few paychecks before the deadline.  Think of other ways to raise cash such as holding a garage sale, selling that boat that’s been sitting in the back yard, or selling unwanted items on eBay.  It’s a great time to clean house because what you no longer want may be on someone else’s Christmas list!
  3. Make a list. Make a list of the people you plan to give a gift and keep the list with you.  This will give you a head start on your shopping as you never know when you’ll run into a great deal!  Having the list readily available will allow you to ‘match’ a great bargain to someone on your list right there on the spot.
  4. Shop with purpose! Whether you go ‘brick and mortar’ or on-line, you now know how much you’re going to spend and who you’re going to spend it on.  As with year’s past, I expect to see lots of bargains.
  5. Pool your resources.  “Consider pooling your money with someone else to give a gift with a big impact while keeping your cash outlay relatively small. Examples include planning with your siblings for a gift for your parents or planning with your coworkers for a gift for the boss”, says Beth Moody, CFP®.  I particularly like the ‘boss’ idea!

Bonus Tip: Give something back.  The economic turmoil of the past few years has spawned financial hardship on many families.  Use this holiday season to teach your children the importance of giving to others who are in need.  There are many ways to accomplish this:  donate clothing, food, money or you can spend some time working in one of the many shelters located in your home town.

Turning Your Dreams Into Reality

Few of us take the time to stop and take stock of our lives but if you take a moment to reflect, you will find that you, in fact, accomplished quite a lot in the past year. But did you achieve your full potential? It’s likely that your full potential is much greater than even you recognize. I’m reminded of the story of the dog whose owner always kept him in the backyard on a 25 foot chain. The owner fed and cared for him and sometimes even played with him. But the dog was always chained. After a time, the owner unbuckled the chain but the dog never ventured beyond the 25-foot perimeter- now shackled by an artificial chain and collar. What’s holding you back from achieving your full potential? Have you created your own artificial chain and collar? For each of us, our destiny is to have an extraordinary life. Yet, it is up to us to claim it. I challenge you to commit to break the chains that are keeping you from achieving your true potential.
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5 Steps for Success in 2012

Since the Great Recession began in 2008, millions of Americans have been affected by the financial tsunami that has now swept across much of the world. As we consider our fate for the coming year it’s important to differentiate between ‘the’ economy and ‘our’ economy. There is very little that we can do regarding the U.S. or international economies but we can exert great influence on our own personal economy. Here are my 5 steps for making 2012 your best year ever:
  1. Decide what you want. Most people don’t get what they want in life because they never take the time to decide just what they truly want. What is it that you desire so much that you’d be willing to fully commit yourself to achieve? It may have to do with fitness, or finances, or relationships or career but it must be something that rises to the level of ‘a burning desire’. Take a moment and make a list of what you want to achieve in the year and years ahead.
  2. Create clarity. Albert Einstein said, “Imagination is everything. It is the preview of life’s coming attractions.” Once you’ve decided what you want, you need to create massive clarity around that intention and this will require that you use your imagination. Begin with a visualization of your end result then take a pen and paper and describe it in as much detail as possible. Research indicates this act of ‘writing it down’ increases the likelihood of success by 200%. Finally, condense your description into a sentence or two on a three by five index card and place it somewhere where you’ll see it every day as a reminder of your commitment. This constant visualization activates your reticular activating system which sets your brain in ‘solution seeking mode’ where it both consciously and unconsciously seeks out solutions and resources to solve the ‘problem’ it has been presented.
  3. Develop your action plan. Don’t expect to know all of the steps needed to accomplish your goal but in most cases, your first few moves should be obvious. If not, find someone to ask. Someone who has already done that which you seek to do. Pull out another index card or start a list on your iPhone of as many of the steps or tasks as you can think of as a starting point.
  4. Find a lever. Accomplishing any worthwhile goal, in my experience, will require a unique amount of effort….let’s call it the price you pay to get the benefits you desire and deserve. Often, we start out enthusiastically fired up ready to jump tall buildings or smash through brick walls. Typically enthusiasm begins to wane quickly as it becomes clear that our success is more like running a double marathon rather than a forty yard sprint. To overcome this, you’ll need leverage. Leverage can come in many forms and one of the best is to have an ‘accountability partner’, someone who will hold you responsible for continuing to take the necessary actions to reach your goal. Choose someone who will support you in a positive way. My recommendation is a weekly check-in with your accountability partner.
  5. Execute your plan! Start now, today, executing your plan of action. Begin by completing steps one through four right now. Then, each Sunday evening outline the action steps you plan to take in the upcoming week and let your accountability partner know of your intentions. Schedule time for taking that action step directly into your calendar so that you’ve blocked out the appropriate amount of time for completion. Make this a Sunday night ritual.
As you move through the year, be sure to monitor your results. If you find that you are off course, which often happens, make a course correction and continue. Also, it’s very helpful to create ‘mini-rewards’ along the way for accomplishing certain predetermined mile-posts. Follow these five steps and there is nothing that you cannot accomplish. I wish you the most prosperous New Year ever!

Surviving the Holidays … Financially Speaking

Black Friday…the biggest shopping day of the year. Thanksgiving officially kicks off the holiday season that will be filled with parties, gathering of friends and family and the sharing of gifts. It’s also a time to remain vigilant over your personal finances so that you don’t begin the new year with new debt. A recent survey suggests that nearly 30% of shoppers are planning on using credit cards to fund holiday purchases. It’s way too easy to get caught up in the shopping mania of this season and find yourself in a freshly dug hole in January. Here are my tips for surviving the holidays…financially speaking:

  1. Decide how much you’ll spend. Take a moment to decide just how much you’re willing to spend, overall, on gifts during this holiday season. I strongly suggest that you focus on cash that you already have in savings, money market or checking accounts. Avoid thinking in terms of credit card spending that must be paid off from future paychecks. Your goal should be to begin the new year with no new debt as a result of holiday spending.
  2. Make a list. Now that you have your budget, make a list of all the people you’d like to give gifts to and then, beside each person’s name, put a dollar limit on the maximum amount you plan to spend taking care to make certain your individual totals don’t exceed your overall budget. It’s ok to use credit cards for your purchases as long as you have the cash to pay off the full balance when it arrives the following month.
  3. Focus on the children. With the current state of the economy, many families are being very conservative with their finances. If your resources this year are more limited, consider establishing a ‘moratorium’ on gifting between spouses and focus on gifts for your children for they are the people who are most excited and have the greatest expectations during this holiday.
  4. Give something back. The economic turmoil of the past couple of years has spawned financial hardship on more families than any time in our lifetime. Use this holiday season to teach your children the importance of giving to others who are in need. There are many ways to accomplish this. You can donate clothing, food, money or you can spend some time working in one of the many shelters located in your home town.
Don’t forget that there are lots of gifts that show you care without spending a fortune. Some of my favorite gifts are a spicy cheese ball one friend gives us each Christmas and home baked sugar cookies from another. Or it can be as simple as a personal note expressing what one’s friendship has meant to you.
If you’d like to have your financial question answered in The Birmingham News, email me atstewart@getrichonpurpose.com and place Bhm News in the subject line.

Financial Independence Day!

On July 4th we celebrate our country’s independence, a freedom that was won through the blood, sweat and tears of many brave Americans.  Why not use our country’s Independence Day as a symbol for declaring your own financial independence?  If the heroes of American Independence can achieve greatness, so can you.  Here’s how to get started:

Start with a movie. As children we had dreams, many of them.  We dreamed of becoming an astronaut, a cowboy, a fireman, a movie star, a ballerina, a fashion model, a nurse, a teacher.  Somewhere between childhood and adulthood, we quit dreaming as we began dealing with the reality of day-to-day life.  But today, you should make the time to pick up pen and paper and write down your dreams…what you would do, where you would go, who you would become if money and time was no object?  Play a movie in your mind of what your life would look like if you were financially independent.  What would you do with your leisure time?  Would you continue to work?  Would you change careers? Would you split your time between two homes?  Would you spend more time in community service?

Decide what you want. Now, write down exactly what financial independence means to you.  It is critical that you be as specific as possible when declaring your intentions.  Don’t settle for, “I want to have enough money to retire”.  Vague intentions will bring mixed results at best.  Instead, craft a specific goal such as, “I will generate $50,000 per year passive income by age 50”.

Create your ‘Action List’. Once you know exactly what you intend to create, make a list of at least five actions that you can take in order to begin moving toward fulfilling your intention.  Again, it is imperative that these actions be specific and measurable.  For example, one could be to increase your contribution to your company’s 401-k plan to the maximum allowed.  Another might be to revisit your current investment allocation and increase the amount you are investing in stock mutual funds versus bond funds.

Get moving! Once you have written down both your intentions and your initial action steps, begin executing your game plan.  As you complete one action, move to the next but also be sure to add a new one to your list. Your goal is to always have a minimum of five action steps on your list.

What stalls many people is that they don’t know all of the actions needed to achieve their ultimate goal so they simply do nothing.  This is one of the primary differences between self-made multimillionaires and everyone else.  Successful people realize that you rarely are able to see the ‘entire’ plan in your head.  Instead, you know where you want to go and you can see a path that you think is the right one. Therefore, you begin your journey with an expectation that as you move forward, the path will continue to unfold before you. Successful people also don’t expect the path to be a straight one and they expect to encounter obstacles along the way.  Determination and perseverance are their keys to success.  They never allow anything to take their focus away from their destination and they continue to move forward until they arrive.  Happy Financial Independence Day!


Strategies for Getting that Job

I recently had a conversation with an old friend who has been out of work for over a year and is desperate to get a job. My first question was, “What are you doing today?” His response was, “Basically nothing.”  Imbedded in his response was a basic flaw in his job hunt strategy. If you don’t have a job where you earn a paycheck, then your job for eight hours a day, Monday through Friday is to be actively engaged in job hunting! No, you don’t get to simply lay-off and ‘piddle’ at job hunting. Once you commit to full-time job hunting, you’ll find you must become more creative in your activities in order to fill your 40-hour workweek. Here are a few tips to get you started:
  • Spruce up your resume. Have someone who knows your work review your resume. Ask someone you worked with previously to review your current resume. You may focus on the day to day routine responsibilities. Take the case of a publisher’s assistant who listed all her administrative duties. A former colleague reminded her that she had written a 100-page training manual for all the assistants! She put this accomplishment on her resume—this one item attracted the attention of a prospective employer.
  • Become a master at networking. Effective networking is the single most important key to finding a job. Start by making a list of every adult you know and start dialing. There is simply no substitute for taking action. Set a goal of at least 300 names. You never know who will be hiring so do talk with your friends, relatives and former coworkers. Most people want to help you and you never know who might hear of a position that’s right for you. Be prepared to give them, mail them or email them a copy of your resume. Ask permission to follow up with them in a couple of weeks and then be sure to do so.
  • Think outside the box. Don’t limit yourself to a narrowly defined field of employment, at least not at this stage. Make a list of all the jobs that you think you could excel at and would enjoy doing.
  • Interview, interview, interview. At every opportunity, go on job interviews. Even if it’s not what you consider a good fit, use this as an opportunity to hone your interview skills. You never know when someone you meet might be impressed with you and have other opportunities within their organization or know of opportunities with another company. Consider interviewing another form of networking.
  • Do your homework. Before an interview, research the company and be prepared to discuss how you with your particular skills can help the company meet its objectives. This discussion alone will set you apart from 80% of interviewees. Add appropriate dress, enthusiasm and self-confidence and you’ll likely find yourself in the top 10%!
  • Close strong. I like the way motivational legend Zig Ziglar suggests closing an interview: When the bulk of the interview is over, in many cases you will be asked if there is anything you would like to add to what you’ve already discussed. If they don’t ask the question, volunteer by saying, “I have some additional experience that I believe is very important. I have 31 years’ (your age) experience of being honest, hard-working and dependable. I am enthusiastic and willing to go the ‘extra mile’ to get the job done. I recognize the importance of team play, so I’ve made a habit of being a team player. I am loyal and work every day as if it were the day before vacation.” Then pause, smile and say, “I believe these valuable qualities are needed by the person who fills this important position. I hope you agree that they are the qualities you are seeking.” Wait for an answer. I believe if you will repeat that format in front of enough people you will soon become employed. – Zig Ziglar
For more tips on landing a job, interview skills or writing an effective resume, visit www.resume-help.org.